Everything you need to know about Cherry pay later financing
Cherry Payment is a specialized financial technology platform providing buy now pay later (BNPL) financing exclusively for healthcare and aesthetic procedures. Cherry makes cosmetic treatments, dental work, and elective medical procedures more accessible through flexible payment plans.
Cherry offers flexible financing to accommodate procedures of all sizes, from minor treatments to major surgeries.
| Procedure Amount | 12-Month Payment | 24-Month Payment | 36-Month Payment |
|---|---|---|---|
| $300 (Botox Treatment) | $27/month | $15/month | $11/month |
| $1,000 (Dermal Fillers) | $89/month | $48/month | $34/month |
| $5,000 (Rhinoplasty) | $445/month | $238/month | $169/month |
| $10,000 (Breast Augmentation) | $890/month | $476/month | $338/month |
*Example rates assume 12% APR. Actual rates vary based on creditworthiness.
Procedure Cost: $800
Monthly Payment: $68/month (12 months)
Sarah wanted to maintain her youthful appearance but couldn't afford the upfront cost. Cherry allowed her to split payments over a year.
Procedure Cost: $6,500
Monthly Payment: $219/month (36 months)
Michael always felt self-conscious about his nose. Cherry financing made his dream procedure affordable with manageable monthly payments.
Procedure Cost: $4,200
Monthly Payment: $178/month (24 months)
Linda needed dental implants but didn't have dental insurance. Cherry helped her restore her smile without financial stress.
| Feature | Cherry | CareCredit | Affirm |
|---|---|---|---|
| Healthcare Focused | ✓ | ✓ | Limited |
| Instant Approval | ✓ | ✓ | ✓ |
| 0% APR Options | ✓ | ✓ | ✓ |
| Max Loan Amount | $25,000 | $25,000 | $17,500 |
| Cosmetic Surgery | ✓ | ✓ | Limited |
To qualify for Cherry financing, you must meet these basic criteria: