Transform your appearance without upfront costs. Cherry BNPL makes cosmetic and medical procedures affordable.
Buy Now Pay Later is a modern financing solution that allows you to receive services or products immediately while spreading payments over time. Unlike traditional loans or credit cards, BNPL offers transparent terms, fixed payment schedules, and often promotional interest-free periods.
For healthcare and aesthetic procedures, BNPL has revolutionized access to treatments that were previously out of reach for many people. Instead of saving for years or putting procedures on high-interest credit cards, patients can begin their transformation immediately and pay gradually.
The process is remarkably simple. After consulting with your healthcare provider and deciding on a treatment plan, you apply for BNPL financing. Upon approval, the financing company pays your provider directly, and you make fixed monthly payments according to your chosen plan. There are no surprises, no variable rates, and complete transparency from start to finish.
Why thousands choose Cherry for healthcare financing
Get the treatment you need now instead of waiting years to save. Don't let finances delay your health and confidence.
Fixed monthly payments fit easily into your budget. No large upfront costs that drain your savings or emergency fund.
Promotional periods available with zero interest if paid within specified timeframes. Pay only what the procedure costs.
Get approved in seconds, not days. Soft credit checks don't impact your credit score during pre-qualification.
Know exactly what you'll pay each month. No hidden fees, surprise charges, or confusing terms and conditions.
Bank-level encryption protects your personal and financial information throughout the application and payment process.
How Cherry compares to other buy now pay later options
| Feature | Cherry | Affirm | Klarna | Afterpay |
|---|---|---|---|---|
| Healthcare Specialized | ✓ | Limited | No | No |
| Cosmetic Surgery | ✓ | Limited | No | No |
| Max Loan Amount | $25,000 | $17,500 | $10,000 | $2,000 |
| 0% APR Options | ✓ | ✓ | ✓ | ✓ |
| Instant Approval | 30 seconds | Yes | Yes | Yes |
| Flexible Terms | 3-60 months | 3-48 months | 6-36 months | 4 payments |
| Provider Network | 15,000+ | Varies | Varies | Varies |
Why Cherry Wins for Healthcare: Cherry's exclusive focus on medical and aesthetic procedures means they understand the unique needs of healthcare financing. Their extensive provider network, higher loan limits, and specialized approval criteria make them the top choice for cosmetic and dental procedures.
Cherry financing is accepted for a wide range of medical and aesthetic treatments
Average Cost: $5,000-$15,000
Reshape and refine your nose with payments as low as $169/month over 36 months.
Average Cost: $6,000-$12,000
Enhance your curves with flexible financing starting at $203/month.
Average Cost: $3,000-$6,000
Restore your smile with payments from $102/month over 36 months.
Average Cost: $3,000-$8,000
Get the straight smile you deserve with affordable monthly payments.
Average Cost: $500-$2,000
Maintain your youthful appearance with payments as low as $17/month.
Average Cost: $1,000-$5,000
Achieve flawless skin with financing starting at $34/month.
Average Cost: $3,000-$10,000
Sculpt your body with payments from $102/month over 36 months.
Average Cost: $2,000-$4,000
Improve your vision with financing from $68/month.
Healthcare providers who offer Cherry financing see significant increases in patient conversion rates and treatment acceptance. Here's why BNPL is essential for modern medical and aesthetic practices:
Higher Treatment Acceptance: Studies show practices offering financing options see 40-60% higher treatment acceptance rates. Patients who might decline due to cost concerns become "yes" when payment plans are available.
Larger Treatment Plans: When patients can pay over time, they're more likely to commit to comprehensive treatment plans rather than minimum or piecemeal approaches.
Improved Cash Flow: Cherry pays providers upfront, eliminating accounts receivable delays and cash flow concerns. You get paid immediately while patients pay over time.
Competitive Advantage: Offering flexible financing differentiates your practice from competitors and makes you the obvious choice for cost-conscious patients.
Patient Satisfaction: Patients appreciate practices that understand financial concerns and offer solutions. This builds loyalty and generates referrals.
Join hundreds of thousands who have achieved their aesthetic goals with Cherry Buy Now Pay Later financing.
Apply for Cherry FinancingInstant approval in 30 seconds • No credit score impact