Transform Your Appearance, Not Your Budget

Flexible buy now pay later financing for cosmetic procedures, dental work, and aesthetic treatments. Get approved in minutes with Cherry Payment.

What is Cherry Payment?

Cherry Payment is a leading buy now pay later (BNPL) financing solution specifically designed for healthcare, cosmetic, and aesthetic procedures. Unlike traditional medical financing options, Cherry offers a streamlined application process with instant approval decisions, making it easier than ever to afford the treatments you've always wanted.

💎 Why Cherry Payment Stands Out

Cherry Payment partners with over 15,000 healthcare providers nationwide to offer flexible payment plans ranging from $250 to $25,000. With options including 0% APR promotional periods, you can invest in your confidence without the stress of upfront costs.

Whether you're considering cosmetic surgery, dental implants, aesthetic treatments, or wellness services, Cherry Payment makes it possible to pay over time with transparent terms and no hidden fees. Our technology-driven approach ensures a seamless experience from application to final payment.

Who Can Benefit from Cherry Financing?

Cherry Payment serves a wide range of healthcare and aesthetic procedures

💄 Cosmetic Surgery

Rhinoplasty, breast augmentation, liposuction, tummy tucks, and facial procedures

😁 Dental Procedures

Dental implants, orthodontics, veneers, full mouth reconstruction

✨ Aesthetic Treatments

Botox, dermal fillers, laser treatments, skin rejuvenation

👁️ Vision Correction

LASIK, PRK, and other corrective eye procedures

💆 Medical Spa

CoolSculpting, body contouring, anti-aging treatments

🏥 Healthcare Services

Fertility treatments, physical therapy, chiropractic care

Why Choose Cherry Financing?

Experience hassle-free financing with benefits designed for you

Instant Approval

Get a decision in 30 seconds or less with our streamlined application process. No waiting, no stress.

💰

0% APR Options

Qualify for promotional periods with 0% interest when you pay within the specified timeframe.

📱

Simple Digital Process

Apply from your phone or computer in minutes. No paperwork, no hassle, completely digital.

🔒

Secure & Private

Your information is protected with bank-level encryption and security protocols.

💳

Flexible Payment Terms

Choose from multiple payment plans ranging from 3 to 60 months to fit your budget.

🎯

No Prepayment Penalties

Pay off your balance early without any additional fees or penalties.

How Cherry Financing Works

Get started in three simple steps

1

Apply Online

Complete our quick 2-minute application. You'll need basic information and a valid ID. Check your loan options instantly without affecting your credit score.

2

Get Approved

Receive an instant decision with your approved amount and payment plan options. Choose the plan that works best for your budget and lifestyle.

3

Schedule & Pay

Book your procedure with confidence. Make simple monthly payments through our convenient payment portal. No surprises, just transparency.

Real Stories from Real Patients

Hear from thousands who achieved their aesthetic goals with Cherry

★★★★★

"Cherry made it possible for me to finally get the rhinoplasty I'd been dreaming about for years. The approval was instant, and the payment plan fit perfectly into my budget. I couldn't be happier with the results and the financing experience!"

Sarah M.
Rhinoplasty Patient
★★★★★

"As a clinic owner, offering Cherry has transformed our business. Patients who previously couldn't afford treatments now have access, and our conversion rate has increased by 40%. The integration was seamless, and their support team is outstanding."

Dr. James K.
Cosmetic Dentist
★★★★★

"I was nervous about financing, but Cherry's process was so simple and transparent. No hidden fees, clear payment schedule, and I was able to get my dental implants without depleting my savings. Highly recommend!"

Michael R.
Dental Implant Patient

Frequently Asked Questions

Quick answers to common questions about Cherry financing

What credit score do I need to apply? ▼
Cherry considers applicants with various credit profiles. While having good credit increases your approval odds, we evaluate multiple factors beyond just credit scores, including income and financial history. Most approvals occur for scores above 550.
Does applying affect my credit score? ▼
Checking your rate and options with Cherry only requires a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you proceed with the loan and accept the terms.
How quickly will I get approved? ▼
Most applicants receive an instant decision within 30 seconds. In some cases, additional verification may be needed, which typically takes 1-2 business days.
What are the loan amounts and terms? ▼
Cherry offers financing from $250 to $25,000 with flexible repayment terms from 3 to 60 months. Your approved amount and terms depend on your creditworthiness and the provider's limits.
View All FAQs

Ready to Start Your Journey?

Join thousands who have achieved their aesthetic goals with Cherry Payment

Apply for Cherry Financing Now